Investment Advice Melbourne

Important: The information contained in this website has been prepared without taking into account your objectives, financial situation or needs. You should therefore consider the appropriateness of the information, in light of your own objectives, financial situation or needs, before acting on it. Where the information relates to a particular financial product you should obtain a copy of and consider the Product Disclosure Statement for that product before making any decision.

Investment Advice

Our investment advice is driven only by what is in the best interests of our clients.

We advise on a full range of investments including cash, fixed interest, property and Australian & international shares / equities.

Asset allocation and investment portfolios are tailored to each client's investment objectives and risk profile. Portfolio construction is largely based on independent research and analysis combined with in-house expertise and our philosophy of investing.

We prefer our clients' own shares directly rather than through managed funds as this removes a layer of fees and ensures greater transparency. However we also understand that there are times, such as investing internationally, when there may be a need to use fund managers. When this need arises, we often recommend our clients to invest directly into wholesale managed funds which are often significantly cheaper than retail funds.

With regard to our retiree clients we recommend that they keep sufficient reserves in cash and fixed interest investments in order to meet their lifestyle needs. We also encourage them not to chase unrealistically high returns from cash and fixed interest investments but rather advise them to invest in low risk quality cash and fixed interest investments. This philosophy has proved to be very successful especially in recent years.

Once a client's asset allocation and investment portfolio has been established, we provide ongoing regular reviews. These reviews contain a statement of their investment portfolio, our investment recommendations, specific security advice, asset allocations and market updates.

Our clients have 24 hour online access to their portfolios. They will also have direct access to our team of client advisors during normal business hours.

Open Financial Services Pty Ltd

1300 780 690

Australian Financial

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